Proteksi itu ada 2 jenis yaitu dana darurat dan asuransi. Tapi ternyata oh ternyata pemahaman orang akan pentingnya asuransi masih relatif rendah. Akibatnya banyak orang mau beli asuransi kejebak pada asuransi berbasis investasi dimana beli asuransinya me
I woke up at 5:30am (still adjusting to the time difference) and captured this Sedona Sunrise. We have a pretty spectacular view from our room, I am pinching myself that I get to wake up to this for the next few days. I loved the little yellow lights in t
